Learn More About How We Work.

Amplend is your go-to for private lending in New Jersey and across the USA. We’re here to fuel your real estate financing dreams with:

• Short-term bridge loans: Awesome for buying properties, fixing them up, or flipping in NJ, with terms up to 24 months.
  
  
• Long-term rental loans: Up to 30 years for NJ investment properties, like single-family homes or multifamily loans in New Jersey.
  
  
• Custom Amplending deals: Perfect for NJ real estate brokers, lenders, or solo Amplenders, with rates starting at 7.99% (if you qualify).

We keep it real with no hidden fees, and our managing partner, Tei Kim, CFA, brings some serious ex-Goldman Sachs know-how to the table.

We make real estate investing accessible for Amplenders. Here’s the deal:

• U.S.-based investors (yes, even Canadian snowbirds buying U.S. investment properties).
  
  
• Credit score of at least 660 for bridge loans; 680 for long-term loans.
  
  
• Got 1-2 deals under your belt in the last 24 months? Awesome, but we’ll work with newbies too.
  
  
• Properties: Non-owner-occupied homes, multifamily (up to 4 units), or light commercial.

We look at your whole real estate portfolio and cash flow, not just the usual stuff. Get pre-approved in like 24 hours!

Applying for a real estate loan is super easy and online:

1. Hop over to our application page and drop some basic info (property, finances, and your real estate investing experience).
   
   
2. Our Amplending team shoots you a term sheet in 24-48 hours.
   
   
3. Upload docs like bank statements or contracts on our secure portal.
   
   
4. Close in 10-14 days with e-signing and wired funds.
   
   

No shady surprises. Fees are upfront: 1-2% origination, no prepay penalties on short-term loans.

• Bridge Loans: 12-24 months, interest-only, LTV up to 75% (85% with rehab financing). Rates: 9.99%-11.99%.
  
  
• Rental Loans: 30-year terms, 5–7-year fixed rates, LTV up to 80%. Rates: 7.99%-9.49% for investment property loans.
  
  
• Loan range: $150,000 to $5M+ (for big real estate portfolios).

• Pre-approval: Done in 24 hours for fast private lending.
  
  
• Full underwriting: 3-5 business days for real estate loan approval.
  
  
• Closing: 10-14 days after you send docs for your investment property financing.
  
  

Our technology streamlines appraisals and title work, making the process up to 50% faster than traditional real estate lenders.

We’re all about keeping it real for New Jersey private real estate financing:

• Origination: 1-2% of the loan.
  
  
• Appraisal/Underwriting: $500-$1,500 (free for repeat NJ Amplenders).
  
  
• No junk fees, no prepay penalties on NJ bridge loans, and no rate locks.
  
  

Your term sheet lays it all out. Amplenders say we’re a breath of fresh air in the NJ real estate lending world. “Finally, a lender who doesn’t play games.”

Our bridge loans come with a rehab loan draw schedule for Amplenders:

• Cash drops in stages (like 25% upfront, rest after inspections).
• Up to 100% LTC (loan-to-cost) for solid fix-and-flip loans.
• Our in-house inspectors keep things moving fast.
  
  

Great for leveling up your fix-and-flip investments. Tons of Amplenders close multiple deals a year with us.

We’ve got you covered nationwide for real estate loans, with a focus on:

• Hot markets: FL, TX, CA, NY, New Jersey.
  
  
• Up-and-coming spots: NC, GA, AZ, and beyond.
  
  
• No limits in non-judicial foreclosure states.
  
  

Canadian Amplenders can jump in for U.S. investment properties. We’ve hooked up snowbirds with Miami condo loans!

• Vs. Banks: We’re way faster (weeks, not months), with flexible terms and no personal guarantees for real estate financing.
  
  
• Vs. Hard Money: Lower rates (2-3% less), relationship-driven Amplending, and long-term rental loans on deck.
  
  
• Our secret sauce: Tech-powered speed plus a personal touch for real estate investors growing their game.
  
  

Peep our client testimonials to hear how Amplenders rave about our private lending services.

• Phone: (855) 267-1363 for real estate loan questions.
  
  
• Email: hello@amplend.net
  
  
• Social: Follow us on Facebook, Instagram.