Rental Loan

Terms

Single Family, Condo, 2-4 Units

Loan Amount

$75K to $2.0M

Minimum Property Value

$100,000

Minimum Credit Score

660

Minimum DSCR (Rent/PITIA)

0.75x

Loan Type

30-Year Fixed Rate Fully Amortizing
Or
10-Year Interest Only with 20-Year Fully Amortizing

Purchase LTV

Up to 80%

Rate/Term Refinance LTV

Up to 75%

Cash-Out Refinance LTV

Up to 75%

Interest Rate

Starting at 6.50%

5-8 Units, Mixed-Use

Loan Amount

$400K to $2.0M

Mixed-Use Eligibility

Residential Greater than 50% of SQFT and Rental Income

Minimum Credit Score

700

Minimum DSCR (Rent/PITIA)

1.00x

Loan Type

30-Year Fixed Rate, 5/6 ARM, 7/6 ARM, 10/6 ARM

Purchase LTV

Up to 75%

Rate/Term Refinance LTV

Up to 70%

Cash-Out Refinance LTV

Up to 65%

Interest Rate

Starting at 8.50%

Many Benefits

Rental Loan Benefits at Amplend

Invest with Confidence Using Amplend's Long-Term and Short-Term Rental Loan

Investing in rental property can be a great way to build wealth and secure your financial future. But without the right financing, it can also be a challenging and stressful experience. That’s where Amplend’s long-term rental loans come in and provide the stability you need to purchase and hold rental property.

how it works

Amplend's Rental Loan Application Process

Our Rental Loan application process is quick and easy, and you can have the funds you need in as little as three steps! Plus, our competitive rates and flexible terms make it easy for you to get the funding you need without breaking the bank.

Submit Your Application​

The first step is to fill out our online loan application form which is a very easy process. This will give us an understanding of your project, your borrowing needs, and your financial situation for the loan.

Review & Approval

Once we receive your application, one of our experienced loan specialists will review it and get back to you with a preliminary approval decision. If additional information is needed, we’ll let you know.

Closing & Funding

If your loan is approved, we’ll work with you to finalize the terms and conditions of the loan and complete the closing process. And as soon as all the paperwork is signed, we’ll release the funds.

Years Experience
0 +
Transactions Closed By The Management Team
$ 0 B+
States Served In
0
other services

Other Loan Programs

Bridge Loan​

Interim financing for a quick closing of rent-ready investment properties that need minimal or no renovations

Fix and Flip Loan

12- to 24-month interest-only loans aimed at bringing distressed properties to life

New Construction Loan

Loans for experienced builders devising teardown, infill, specs, or subdivision projects, etc.

Partner with us to grow your real estate portfolio

We don’t settle for just your real estate lender. But rather, we pledge to serve as a trustworthy part of your cohesive team so you can solely focus on your project with peace of mind about financing. We will stand by you every step of the way to help you achieve your investment goals.