New Jersey Real Estate Investing Loans That Help You Scale Faster
At Amplend, our mission is to make real estate investing easier and more accessible. We offer dependable, transparent funding for New Jersey investors whether you’re flipping homes, growing a rental portfolio, or pursuing new development opportunities. With no hidden fees and an investor-first approach, our private real estate loans help you move quickly and win more deals.
Years of Experience
States Served In
Transactions Closed By The Management Team
Fast Funding
When time is money, you need speed. Our streamlined approval process delivers hard money loans in just days not weeks. Amplend ensures you get fast funding to close deals quickly and stay competitive in any market.
Flexible Loan Programs
Every investment is different, so we offer flexible loan programs designed for fix-and-flip, rental, and bridge projects. As an experienced hard money lender, Amplend tailors financing to fit your strategy and help your portfolio grow.
No Bank Hassles
Forget the red tape. Our private real estate lending process cuts out the banks and simplifies financing. Enjoy fast approvals, fewer restrictions, and full transparency from a lender that puts investors first.
Local Expertise
As a trusted real estate private lender, Amplend brings local market knowledge and years of experience to every deal. Our deep understanding of regional trends helps investors secure smarter private real estate loans and maximize ROI with confidence.
Investor-Focused
At Amplend, we’re not just funding deals we’re building partnerships. As an investor-focused hard money lender, we provide personalized support, flexible terms, and reliable capital to help you scale your real estate business with confidence.
Dedicated Lending Experts
At Amplend, you’re never on your own. Our experienced hard money lenders and real estate financing specialists provide one-on-one guidance, real-time pricing, and deal analysis to help you make fast, confident investment decisions.
Services
Our Loan Programs
Fix & Flip Loans
Short-term capital for purchasing and renovating properties in New Jersey. Finance up to 90% of the purchase and 100% of rehab costs.
•Perfect for: Renovation projects with quick turnaround
•Loan amounts: $100K – $ 3 M+
•Terms: 6–18 months
Bridge Loans
Short-term capital for purchasing and renovating properties in New Jersey. Finance up to 90% of the purchase and 100% of rehab costs.
•Close in as little as 3–5 business days
•Use for purchases or cash-out refis
•No income verification required
DSCR Rental Loans
For long-term rental property financing based on rental income (not personal income). Ideal for scaling your portfolio.
•Loan amounts: $100K – $3M+
•30-year fixed or ARM options
•DSCR as low as 1.0
New Construction Loans
Building from the ground up? Our private construction loans help you fund land acquisition and development in NJ.
•Up to 85% LTC (Loan-to-Cost)
•Flexible draws with quick disbursement
•Support from blueprint to CO
Hard Money Lending New Jersey FAQs
We offer a full lineup in New Jersey: Fix & Flip, DSCR Rental Loans, Bridge Loans, New Construction, and Portfolio Rental financing.
Yes. New Jersey tends to have stricter permitting and inspection timelines, especially for renovation-heavy projects. Nothing to worry about. We’ll guide you through it.
Not always. New Jersey doesn’t require attorney closings statewide, but some title companies or borrowers prefer to use one.
Yes. We just verify zoning and confirm that the residential component works for our programs.
Most deals close in 7–14 days depending on appraisals and title work.
Just the basics: ID, LLC docs, bank statements, a purchase contract, and a rehab budget if it’s a flip.
Absolutely. New Jersey is a strong DSCR market.
Yes, you can. Many New Jersey investors run several deals at once, and we support that.
Recently Financed Deals
Financed New Jersey Projects
At Amplend, we understand that every investment is unique, and we work closely with our clients. So they turn their investments into profits and become new success stories
Hackensack - NJ • $548,000
Rehab Purchase - Fix and Flip Loan
West New York - NJ • $493,000
Rehab Purchase - Fix and Flip Loan
Wyckoff - NJ • $874,000
Rehab Purchase - Fix and Flip Loan
Manahawkin - NJ • $319,000
Rehab Purchase - Fix and Flip Loan
Partner with us to grow your real estate portfolio
We don’t settle for just your real estate lender. But rather, we pledge to serve as a trustworthy part of your cohesive team so you can solely focus on your project with peace of mind about financing. We will stand by you every step of the way to help you achieve your investment goals.
