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Learn More About How We Work.

Preguntas Frecuentes

Welcome to Amplend’s FAQ page. We’re a private lending crew based in NJ, all about helping real estate investors like you crush it with private lending. We keep things simple, fast, and transparent with a tech-savvy, Amplender-first vibe. Can’t find what you’re looking for? Reach out to our Amplending squad and we’ll sort you out.

What services does Amplend provide as a private lending company?

Amplend is your go-to for private lending in New Jersey and across the USA. We’re here to fuel your real estate financing dreams with:

  • Short-term bridge loans: Awesome for buying properties, fixing them up, or flipping in NJ, with terms up to 24 months.

  • Long-term rental loans: Up to 30 years for NJ investment properties, like single-family homes or multifamily loans in New Jersey.

  • Custom Amplending deals: Perfect for NJ real estate brokers, lenders, or solo Amplenders, with rates starting at 7.99% (if you qualify).


We keep it real with no hidden fees, and our managing partner, Tei Kim, CFA, brings some serious ex-Goldman Sachs know-how to the table.

What are the eligibility requirements for Amplend’s financing programs?

We make real estate investing accessible for Amplenders. Here’s the deal:

  • U.S.-based investors (yes, even Canadian snowbirds buying U.S. investment properties).

  • Credit score of at least 660 for bridge loans; 680 for long-term loans.

  • Got 1-2 deals under your belt in the last 24 months? Awesome, but we’ll work with newbies too.

  • Properties: Non-owner-occupied homes, multifamily (up to 4 units), or light commercial.


We look at your whole real estate portfolio and cash flow, not just the usual stuff. Get pre-approved in like 24 hours!

What is the application process for securing a loan?

Applying for a real estate loan is super easy and online:

  1. Hop over to our application page and drop some basic info (property, finances, and your real estate investing experience).

  2. Our Amplending team shoots you a term sheet in 24-48 hours.

  3. Upload docs like bank statements or contracts on our secure portal.

  4. Close in 10-14 days with e-signing and wired funds.

No shady surprises. Fees are upfront: 1-2% origination, no prepay penalties on short-term loans.

What are the terms and rates for Amplend’s financing programs?
  • Bridge Loans: 12-24 months, interest-only, LTV up to 75% (85% with rehab financing). Rates: 9.99%-11.99%.

  • Rental Loans: 30-year terms, 5–7-year fixed rates, LTV up to 80%. Rates: 7.99%-9.49% for investment property loans.

  • Loan range: $150,000 to $5M+ (for big real estate portfolios).
How long is Amplend’s approval and closing process take?
  • Pre-approval: Done in 24 hours for fast private lending.

  • Full underwriting: 3-5 business days for real estate loan approval.

  • Closing: 10-14 days after you send docs for your investment property financing.

Our technology streamlines appraisals and title work, making the process up to 50% faster than traditional real estate lenders.

What fees are associated with Amplend’s financing programs?

We’re all about keeping it real for New Jersey private real estate financing:

  • Origination: 1-2% of the loan.

  • Appraisal/Underwriting: $500-$1,500 (free for repeat NJ Amplenders).

  • No junk fees, no prepay penalties on NJ bridge loans, and no rate locks.

Your term sheet lays it all out. Amplenders say we’re a breath of fresh air in the NJ real estate lending world. “Finally, a lender who doesn’t play games.”

Can I use Amplend for rehab or fix-and-flip projects?

Our bridge loans come with a rehab loan draw schedule for Amplenders:

  • Cash drops in stages (like 25% upfront, rest after inspections).
  • Up to 100% LTC (loan-to-cost) for solid fix-and-flip loans.
  • Our in-house inspectors keep things moving fast.

Great for leveling up your fix-and-flip investments. Tons of Amplenders close multiple deals a year with us.

In which geographic regions does Amplend provide financing?

We’ve got you covered nationwide for real estate loans, with a focus on:

  • Hot markets: FL, TX, CA, NY, New Jersey.

  • Up-and-coming spots: NC, GA, AZ, and beyond.

  • No limits in non-judicial foreclosure states.

Canadian Amplenders can jump in for U.S. investment properties. We’ve hooked up snowbirds with Miami condo loans!

How’s Amplend different from banks or hard money lenders in NJ?
  • Vs. Banks: We’re way faster (weeks, not months), with flexible terms and no personal guarantees for real estate financing.

  • Vs. Hard Money: Lower rates (2-3% less), relationship-driven Amplending, and long-term rental loans on deck.

  • Our secret sauce: Tech-powered speed plus a personal touch for real estate investors growing their game.

Peep our client testimonials to hear how Amplenders rave about our private lending services.

How can I contact Amplend for additional information?
  • Phone: (855) 267-1363 for real estate loan questions.

  • Email: hello@amplend.net

  • Social: Follow us on Facebook, Instagram.
Donde Prestamos

Amplend Presta En Los Siguientes Estados

Explorar nuestros préstamos, huella, descubrir diversas regiones, y prever bienes raíces, posibilidades. Amplend es su socio en el camino a real estate éxito.

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Colabore con nosotros para hacer crecer su cartera de bienes raíces

No nos conformamos solo para su inmobiliaria prestamista. Si no más bien, nos comprometemos a servir como un confiable parte de su equipo cohesionado, así que usted puede centrarse únicamente en su proyecto con la paz de la mente sobre el financiamiento. Estaremos contigo en cada paso del camino para ayudarle a alcanzar sus metas de inversión.

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